Community Bank System, Inc. is a registered bank holding company based in DeWitt, N.Y. Its wholly-owned banking subsidiary, Community Bank, N.A. has over $13 billion in assets and more than 230 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts.

Other subsidiaries within the CBU family are:

Benefit Plans Administrative Services, Inc. is a national provider of retirement plan and fund administration, transfer agency, collective investment fund, and other institutional trust services.

Community Bank Wealth Management, a wealth management firm ready to help you find the best ways to manage your money and prepare for the future with investments, trust services and insurance options for you or your business.

Nottingham Advisors, Inc., an investment management firm based in Buffalo, NY.

OneGroup, a provider of insurance and risk management services.